Safe drivers in select states could save with our IntelliDrive program.

October 21, 2019

car insurance

IntelliDrive is a 90-day program that uses a smartphone app to capture and score driving behavior of drivers covered on your policy. By enrolling you could save on your policy’s first term. At renewal, safe driving habits can lead to savings of up to 20%*, while riskier driving habits may result in a higher premium.**

IntelliDrive is available in: AZ, AL, CO, CT, DC, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MN, MO, MS, MT, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI. Discounts, program rates and savings may vary by state.

*In MA, safe driving habits can only lead to savings of up to 3%. In FL, safe driving habits can only lead to savings of up to 15%.

**In DC, MD, MT, PA and VA, riskier driving habits will not result in a higher premium.

The smartphone app will score driving behavior using a combination of factors that have been shown to increase the risk of an accident.

time_of_day    Time of Day – When you drive can be as important as how you drive. Daytime is better.
speed     Speed – Keep your speed in check so you have more time to react.
acceleration     Acceleration – Smooth acceleration is easier on your car and good for your score.
braking     Braking – Drivers who anticipate situations have fewer hard brakes.

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